Dad's Money Flow — By Uber Hours

Drag the slider or pick a preset to see how the picture changes at different Uber pace. The 24-month House Fund projection updates live.

Uber pace

70 hrs/wk
Gross Uber income at this pace: $7,578/mo  |  $25/hr gross assumed (vehicle costs handled separately)

Scale back? (optional 2-phase model)

never
40 hrs/wk
Set "scale back after month" to 0 for single-phase (no scale-back). Otherwise, Dad runs at initial pace for that many months, then drops to the new pace for the rest of the 24-month window. The auto-replacement reserve recomputes based on blended mileage.

Vehicle situation

$1,400/mo
$0/mo
Vehicle cash cost = fixed + variable (variable scales with Uber hours). Loan / rental / insurance are fixed each month regardless of hours. Fuel, electricity, and per-mile maintenance scale linearly with hours driven (70 hrs/wk = full variable cost; 35 hrs/wk = half; 0 hrs = none). The slider auto-updates when you change hours or pick a vehicle preset; drag it manually to enter Custom mode.
Grandma's car: $0 fixed + $1,400/mo fuel at 70 hrs (≈$1,000 at 50 hrs, $600 at 30 hrs). Avis Premium EV: $1,525 fixed rental+tax + $175/mo electricity at 70 hrs. Tesla NEW: $933 fixed ($583 loan + $350 ins) + $267/mo variable at 70 hrs ($150 electric + $50 maint + $67 misc) = $1,200 at 70 hrs. Tesla USED: $1,102 fixed ($752 loan + $350 ins) + $200/mo variable at 70 hrs = $1,302 at 70 hrs.
Replacement fund = depreciation set-aside (separate savings bucket for the next vehicle). Auto-scales with Uber hours and scale-back settings when a Tesla preset is active.
Current vehicle choice: Grandma's car
Cash out this month: $0  |  To Vehicle Replacement Fund: $0  |  House Fund this month: $8,131
Monthly Income (gross)
$24,878
All four streams
Monthly Expenses
$12,110
Required + lifestyle
To Savings
$11,190
All buckets combined

Income & expenses breakdown

Income

Pension$2,900
Downstairs rent$3,400
Uber / Direct Car$6,000
Upstairs rent$11,000
Total$23,300

Expenses

Mortgage$5,250
House bills$1,810
Florida rent$2,600
Health insurance$600
Groceries + utilities + misc$1,250
Golf$250
Eating out$200
Discretionary / fun$150
Vehicle (own car)$0
Total$12,110

Where the leftover goes each month

🔧 Maintenance & Improvements
$809/mo
~$20,430
at month 24
💵 Personal Long-term
$1,500/mo
~$37,414
at month 24
✈️ Trip Fund
$750/mo
~$18,707
at month 24
🏠 House Fund
$8,131/mo
~$201,294
at month 24
🚗 Vehicle Replacement Fund
$0/mo
~$0
at month 24

What this Uber pace means at month 24

Combined liquid (in savings) at 2 years: $277,846
TRUE net wealth at 2 years: $277,846
vs. baseline (grandma's car, 70 hrs/wk no scale-back): $0 — same as baseline